With over 25 years of industry experience, Karin is an internationally recognized thought leader in insurance, risk and employee benefits. Karin’s expertise includes captive entities, designing new health and life products, and evaluating benefits strategies and funding. She holds eight patents in insurance, sits on the Fallon Health Advisory Board, and teaches a course at the International Center for Captive Insurance Education. Karin has won numerous awards and is a licensed insurance advisor for life, health and property and casualty.