ZAKUBO Consulting, a company dedicated to risk, risk management, insurance and finance, with a specific expertise in Lifesciences. Prior to this, Françoise Carli was risk manager for a major life science company and CEO and Board Member of various captives and insurance companies, for more than 12 years. Before that period, Françoise has held various Insurance and Risk Management related positions. She served as a CEO France at Zurich Insurance. Françoise began her career at Framatome working as a Technical Engineer and Central Cost Controller.